Fha Student Loan Calculation 2025. The new fha guidelines for student loans will require the lender so use the lesser of actual payment amount for the student loan, or.5 percent of the loan balance. Fha does not allow student loans in deferment to be excluded from.

Fha guidelines for deferred student loans were revised on june 6, 2021, simplifying the mortgage qualification process. Fha does not allow student loans in deferment to be excluded from.