401k For 2025. Of note, the 2025 pretax limit that applies to elective deferrals to irc section 401(k), 403(b) and 457(b) plans increased from $23,000 to $23,500. Starting in 2025, employees can contribute up to $23,500 into their 401 (k) and 403 (b) plans, most 457 plans, and the thrift savings plan for federal employees, the irs announced nov.

The 2025 401(k) contribution limit increased to $23,500, up from $23,000 in 2024. For 2025, the annual employee contribution limit for 401 (k) plans is set to increase from $23,000 in 2024 to a record high of $23,500.